What Happens If My Parent's Money Runs Out?

It's more common than families expect, and it's manageable if you start planning before the accounts are actually empty. The main path forward for most families is Ohio Medicaid, including the PASSPORT waiver, which has income and asset limits and an application process that takes real time to complete -- starting that process early matters. Some facilities also allow a transition from private pay to Medicaid for existing residents, though not all do, so it's worth confirming a community's policy on this before move-in if it's a realistic possibility. Our guide on what to do when savings are running low covers the full set of options, including veterans' benefits and other funding sources.